Real Estate Owned Appraisals in Mobile CountyProperties in foreclosure and homes that have reverted to the bank's control present special appraisal difficulties.For a home in foreclosure, you would be wise to recognize the difference between market and a "quick disposition" value to know your possible charge-off liability. The professionals at Advance Appraisal and Consultant Inc. can provide both snapshots of market value for our mortgage lending clients, as well as "quick sale" forecasts that respect your urgency.
Occupants of houses in foreclosure could be uncooperative to allowing an inspection of the home, thus presenting specific challenges. If they left the property already, they could have neglected care of the home for some time - or even worse, damaged the home.
For a home that has gone back to REO, you likewise will be interested in a fast resolution. However, you might want to know about and compare three values - "as-is", "as repaired", and "quick sale". These represent: |